Missouri Retired Teachers Association and Public School Personnel
Missouri Retired Teachers Association and Public School Personnel

A ground ambulance or air transport could cost thousands. Medicare may not cover this. It's important to protect yourself. Medical Air Services Association (MASA) provides plans for lifesaving emergency transportation services. Services are paid in full, with no deductibles, co-pays, or dollar limits. Whether home or traveling, MASA covers your ambulance or airlift, regardless of your age or medical condition. Plus, you can get your MASA plan through a trusted source: Missouri Retired Teachers Association and Public School Personnel.

A MASA Plan covers

MASA logo


Licensed Ground Amubulance Providers


Air Medical Providers

Naitional Association of States EMS Officials, 2022

Did you Know?


Emergency transports dispatched by 911 every year, plus millions more dispatched for medically necessitated transports.

Nearly every 1 second

a ground ambulance is dispatched in the U.S.

Nearly every 1 minute

an air ambulance is dispatched in tne U.S.


OR CALL 1-855-961-5270 MON-FRI 8AM-6PM CT

Protection from denied ambulance costs

Individuals may be responsible for total full billed ambulance charges if their claim is denied.


Average full billed charges for helicopter ambulance


Average full billed charges for ground ambulance

Even when claims are approved, individuals can be responsible for expensive and unexpected costs.

Image of Ambulance Invoices

MASA Protects You From The High Cost Of Emergency Medical Transportation

Nineteen high-value benefits, protecting you from multiple insurance gaps.

The Core MASA Benefits
  • Emergency Air Transport

    Coverage for all providers in all 50 states & Canada for both emergent air transports from a scene & emergent interfacility.

  • Icon for Emergency Ground Transport
    Emergency Ground Transport

    Transports by all providers in all 50 states & Canada are covered.

  • Icon for Non-Emergency Hospital to Hospital transport
    Non-Emergency Hospital to Hospital

    If the member needs to be transported to another hospital for higher level of care that is not immediately life-threatening, MASA arranges the transport.

  • Icon for International Repatriation
    International Repatriation

    If the member expected to be hospitalized for an extended period more than 100 miles from home, MASA can arrange for a transport back to a hospital closer to home.


OR CALL 1-855-961-5270 MON-FRI 8AM-6PM CT

Additional MASA Benefits

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  • Minor Children /Grandchildren Return

    If result of illness or injury of member a minor child/grandchild is left unattended, MASA will arrange for transport to a guardian

  • Organ Transplant Transportation

    In the event the member needs an organ transplant, MASA will arrange transport to or from member.

  • Return Transportation

    If more than 100 miles away and hospitalized for at least 24 hours, upon being discharged, MASA can purchase a plane ticket home.

  • Mortal Remains Return

    If more than 100 miles from home, MASA can arrange and pay for the transport of the remains to the closest airport to member's residence.

  • Companion Return Transportation

    Coverage for companion to return with member on commercial flight or ambulance.

  • Medical Payments Advisor

    MASA Hotline to assist our members organize all medical health bills resulting from a medical emergency.

  • Companion Transportation

    MASA can arrange for a family member or friend to accompany member during transport.

  • Vistor Transportation

    If hospitalized for 7 days or longer, MASA will arrange for the transport of a family member or friend to the closest airport to where member is hospitalized.

  • Pet Return

    MASA can arrange to transport domestic pet back to closest commercial airport to member's primary address.

  • Vehicle Return

    If the member is unable to drive home due to illness or injury, MASA will arrange to bring the vehicle back to the member's residence.

Don't Take Our Word For It. Take Theirs.

"Everyone at MASA did their best to make me comfortable and they all helped us through a very difficult time. I'm very grateful for MASA personnel for making this stressful transfer easy for me.

I would recommend MASA to everyone who spends time in another location far from home.

- Joan

"After several days being at home the bills started arriving, two ambulance trips, medical procedure at two hospitals...and my retrun trip home. The folks at MASA advised they would review the claims...the decision was that they would cover the total cost...without the MASA Membership I would have had to finance the payments for the ambulance trips for some time.

- Paul

Affordable and Flexible Payment Options

MASA logo Retail Direct AMBA Association Pricing
Monthly Monthly Annual 5 Year* Lifetime*
Single $29 $27 $324 $1,305 $2,900
Family $39 $35 $420 $1,755 $3,900

*Only available in membership states

AMBA Associations enjoy Industry Leading Pricing - Over 20% off Standard Retail Offering. Plus - No Additional Fees!!


OR CALL 1-855-961-5270 MON-FRI 8AM-6PM CT

MASA by the numbers

  • 50 Years Industry Pioneer
  • 15+ Countries
  • 2M+ Members
  • 100% U.S. Provider Coverage
  • 500+ 4.9 Star Reviews
  • A+ Better Business Bureau Rating
MASA is the only carrier that provides complete nationwide coverage for emergency transportation.

About MASA

Medical Air Services Association (MASA) is an international company dedicated to providing lifesaving emergency assistance from home or while traveling. MASA provides coverage 24 hours a day, 365 days a year, to protect you against catastrophic financial loss.

AMBA logo

About AMBA

AMBA has protected educators, public employees, alumni, and other affinity groups with insurance and benefits for more than 30 years. Through it all we've forged strong relationships with top insurance carriers that allow us to offer wide-range coverage and products to retirees, professionals, individuals and families. From dental and vision insurance to professional liability and Medicare supplement, AMBA has you covered.